Unjust Debts (inbunden)
Inbunden (Hardback)
Antal sidor
The New Press
Illustrations, unspecified
218 x 140 x 30 mm
477 g
Antal komponenter

Unjust Debts

How Our Bankruptcy System Makes America More Unequal

Inbunden,  Engelska, 2024-07-25
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A groundbreaking look at the hidden role of bankruptcy in perpetuating inequality in America, from an expert in the field Unjust Debts throws open the doors and windows to the bankruptcy system so readers can see for themselves how this law works and doesnt work for the real people it so profoundly affects. Beth Macy, New York Times bestselling author of Dopesick and Raising Lazarus Bankruptcy is the busiest federal court in America. In theory, bankruptcy in America exists to cancel or restructure debts for people and companies that have way too manya safety valve designed to provide a mechanism for restarting lives and businesses when things go wrong financially. In this brilliant and paradigm-shifting book, legal scholar Melissa B. Jacoby shows how bankruptcy has also become an escape hatch for powerful individuals, corporations, and governments, contributing in unseen and poorly understood ways to race, gender, and class inequality in America. When cities go bankrupt, for example, police unions enjoy added leverage while police brutality victims are denied a seat at the negotiating table; the system is more forgiving of civil rights abuses than of the parking tickets disproportionately distributed in African American neighborhoods. Across a broad range of crucial issues, Unjust Debts reveals the hidden mechanisms by which bankruptcy impacts everything from sexual harassment to health care, police violence to employment discrimination, and the opioid crisis to gun violence. In the tradition of Matthew Desmonds groundbreaking Evicted, Unjust Debts is a riveting and original work of accessible scholarship with huge implications for ordinary people and will set the terms of debate for this vital subject.
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Recensioner i media

Praise for Unjust Debts:"In this compelling book Jacoby . . . shows how the bankruptcy code favours fake people, also known as corporations, over real people, especially relatively disadvantaged ones. . . . This is a highly disturbing account." Financial Times "Unjust Debts synthesizes three decades of research into the systems frustrating contradictions, helpfully summarizes the crux of the issue as bankruptcys structural bias in favor of artificial personsi.e., corporations, nonprofits, and constructed entities explicitly designed to shield rich and powerful owners from the consequences of their misdeeds." The American Prospect "Jacobys assured prose brings extraordinary clarity to an intentionally opaque and labyrinthine system. Its an eye-opening look at the laws that undergird American inequality." Publishers Weekly (starred review) "An expos of the racial, class, and corporate biases in the U.S. bankruptcy system. . . . [Unjust Debts] is deserving of wide readership." Kirkus Reviews "Melissa Jacobys Unjust Debts takes on the gross inequality that victims face every day in mass tort cases. If we cant grasp the magnitude of the problem, well never be able to fix it. The American bankruptcy system is fundamentally broken and every policymaker in America should be reading this book." Ryan Hampton, addiction recovery advocate and bestselling author of American Fix and Unsettled "What is the foundation upon which inequality in America is built? We have come to understand so much of that hidden architecture in recent yearsand now, in Unjust Debts, Melissa Jacoby brilliantly unearths one of the largest, and least-understood building blocks." Michael Eric Dyson, Vanderbilt University, and New York Times bestselling author of Tears We Cannot Stop "A serious subject made accessible through great storytelling: Unjust Debts by Melissa Jacoby is a must-read that brings bankruptcy law to life. A companion to The Whiteness of Wealth and The Color of Law, Jacoby shows how a color-blind statute operates in a world where bankruptcy filers bring their racial identities into bankruptcy court. Unjust Debts also demonstrates how corporations are winners even in court and provides a path to reform." Dorothy A. Brown, Georgetown University, and bestselling author of The Whiteness of Wealth "A constitutional grant of second chances to overburdened people has transformed into a corporate escape hatch for shocking acts of misconduct, and Melissa Jacoby painstakingly documents that transformation. The fight to reverse the terrible slide of bankruptcy into a tool for business manipulation begins with you reading this book." David Dayen, journalist and author of Monopolized "Bankruptcywhich touches millions of Americansis supposed to be societys safety valve for hard times. Instead, Unjust Debts exposes how our unjust system simply exacerbates the problems it was created to fix. With wit and wisdom, Melissa Jacoby offers a master class in this vitally important and deeply flawed corner of our legal system." Zephyr Teachout, Fordham University, and author of Break Em Up "Our country is facing an economic inequality crisis. We cannot understand the systemic roots of this crisis without cutting through the knot of American bankruptcy. The bankruptcy system ruins the lives of ordinary people while shielding the wealthy and powerful from accountability. Unjust Debts is an indispensable guide to understanding this problemand points to concrete solutions for dismantling it." Mechele Dickerson, University of Texas at Austin, and author of Homeownership and Americas Financial Underclass "A searing indictment of our bankruptcy system, Unjust Debts powerfully and persuasively shows that it is a system that fails to protect

Övrig information

Melissa B. Jacoby is the Graham Kenan Professor of Law at the University of North Carolina at Chapel Hill. A frequent commentator on bankruptcy and debt in national media outlets, she has published over fifty articles, book chapters, and op-eds. She lives in Chapel Hill, North Carolina, and Brooklyn, New York. Unjust Debts: How Our Bankruptcy System Makes America More Unequal (The New Press) is her first book. Find her at mbjacoby.org.